Broker consultants
Available now! 2026 global lifestyle spending accounts benchmark report
Explore Forma's benchmark report, the definitive resource for insights and trends about LSAs and the flexible benefits landscape.
For Forma members please submit questions to support@joinforma.com
Lifestyle Spending Accounts Explained
New to LSAs? This primer will make you an expert in minutes.
Lifestyle benefits benchmarks
See how hundreds of organizations are designing, funding, and utilizing lifestyle benefits across a range of use cases.
Go beyond the status quo with customizable spending accounts
Help companies provide comprehensive, competitive benefits programs that are flexible, scalable, and cost-effective. From Lifestyle Spending Accounts to HSAs, FSAs, HRAs, COBRA, and Commuter programs, deliver the ultimate benefits experience.
Cut costs not programs.
Alleviate the pressure of rising medical renewal costs and tight budgets with a consolidated spending account program. Migrate perks, create net new, and expand programs anytime.
A long-term partner you can rely on
The stats speak for themselves. 300+ customers in 110+ countries. 97% retention. 98% member satisfaction. And, since we own the tech, if something goes wrong - we’ll fix it!
Actionable insights to solve real problems
Get unparalleled access to the latest trends and benchmark data. As a pioneer and influencer in the emerging LSA market, Forma has the experience and knowledge to back you up.
The flexible benefits consulting toolkit
Maintain customer loyalty and respond to emerging needs with best practice guides, industry trends, benchmark data, and resources.
Forma Products
Easily access information to showcase Forma and the value of a flexible benefits platform to your clients.
Forma Admin Dashboard | Product demo
The Flexible Benefits Platform | Product demo
Optimal flexibility. Better benefits.
Employers seamlessly define, manage, and adjust benefits anytime. Employees enjoy using LSA, HSA, FSA, HRA, Commuter, or COBRA benefits on their terms.
An exceptional experience on a global scale
Forma helps create custom, inclusive, global benefits programs that flex to fit everyone. We support 300+ customers with millions of members across 110+ countries.
98% - Member satisfaction
97% - Customer retention
World-class support
Forma functions as an extension of your team. Whether onboarding, feature updates, hands-on support, or best practices, we strive to be your closest ally long-term.
Streamlined administration
Using our fully-managed model, we will save you and your clients time, money, and effort by taking procurement, administration, fulfillment, and compliance off your plate.
Adaptive and scalable
Employers design and customize spending accounts that can be easily adjusted at any time. Employees can choose how to spend benefit funds on what matters to them.
Global-ready day 1
Easily add a new location with localized currency and configuration. Quickly plug into the payroll system and ensure that taxation rules meet local requirements.