Health Reimbursement Arrangements (HRAs) - Holistic Coverage
Available now! 2026 global lifestyle spending accounts benchmark report
Explore Forma's benchmark report, the definitive resource for insights and trends about LSAs and the flexible benefits landscape.
For Forma members please submit questions to support@joinforma.com.
Health Reimbursement Arrangements (HRAs)
Supplement gaps, provide more holistic coverage, and show employees you care.
Health-related expenses that align with your company values
HRAs provide employers a tax-advantaged and custom approach to healthcare benefits. They give employees the flexibility to choose coverage with the dignity to use benefits with discretion.
COVID testing and PPE
Provide employees peace of mind with preventive measures and equipment.
.svg)
Medical Travel HRA
Support employees’ reproductive health and travel needs.
Weight Management HRA
Cover weight loss medications, including popular GLP-1 treatments.
Mental Health HRA
Increase access to behavioral health, counseling, and therapy resources.
.svg)
Gender Affirmation HRA
Support counseling, therapy, and medical procedures.
Fertility Assistance HRA
Cover medical procedures and IVF expenses.
Manage HRAs with Forma - the flexible benefits leader
A tax-advantaged, custom approach to enhance benefits
Stay compliant
Forma helps create plan documents, conduct nondiscrimination testing (NDT), and enforce company policy.
.png)
You set the rules
The HRA plan document and eligibility can be governed by your organization and aligned with your values.
One platform for all benefits
Forma can manage all pre and post-tax spending accounts giving employees a better experience and you less to manage.
Software built for the 2020s
Forma is built with consumer-grade software that employees will love and requires little to no training.
World-class member support
With staff working for you around the globe, someone is always nearby to support employees and review claims.
Set up (or adapt) in days
Roll out new benefits or quickly address regulatory changes with point-and-click administration and an on-call CX team.
Start to finish: using Forma was simple. No headaches whatsoever.
G2 user review
Forma Member
It’s super easy to use. I love all the options & love the easy access to support.
Helen
Forma Member
Cut HR administration time by
80%
Save healthcare costs by encouraging employees with an HMO/LSA combo
Forma gives us the ability to provide flexible perks to meet the needs of our diverse and distributed workforce.
Maggie Fitzgerald
Benefits Manager
Reduced admin time from 128 hrs/month to just
15 min
Start to finish: using Forma was simple. No headaches whatsoever.
G2 user review
Forma Member
It’s super easy to use. I love all the options & love the easy access to support.
Helen
Forma Member