Available now! 2026 global lifestyle spending accounts benchmark report

Explore Forma's benchmark report, the definitive resource for insights and trends about LSAs and the flexible benefits landscape.

[Download the report](/content/resources/lifestyle-spending-accounts-benchmark-report?utm_source=website&utm_medium=banner&utm_campaign=Q12026_benchmark_report/index.html)

**For Forma members please submit questions to [support@joinforma.com.](mailto:support@joinforma.com)**

## Health Reimbursement Arrangements (HRAs)

Supplement gaps, provide more holistic coverage, and show employees you care.

### Health-related expenses that align with your company values

HRAs provide employers a tax-advantaged and custom approach to healthcare benefits. They give employees the flexibility to choose coverage with the dignity to use benefits with discretion.

### COVID testing and PPE

Provide employees peace of mind with preventive measures and equipment.

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### Medical Travel HRA

Support employees’ reproductive health and travel needs.

### Weight Management HRA

Cover weight loss medications, including popular GLP-1 treatments.

### Mental Health HRA

Increase access to behavioral health, counseling, and therapy resources.

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### Gender Affirmation HRA

Support counseling, therapy, and medical procedures.

### Fertility Assistance HRA

Cover medical procedures and IVF expenses.

### Manage HRAs with Forma - the flexible benefits leader

### A tax-advantaged, custom approach to enhance benefits

### Stay compliant

Forma helps create plan documents, conduct nondiscrimination testing (NDT), and enforce company policy.

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### You set the rules

The HRA plan document and eligibility can be governed by your organization and aligned with your values.

### One platform for all benefits

Forma can manage all pre and post-tax spending accounts giving employees a better experience and you less to manage.

### Software built for the 2020s

Forma is built with consumer-grade software that employees will love and requires little to no training.

### World-class member support

With staff working for you around the globe, someone is always nearby to support employees and review claims.

### Set up (or adapt) in days

Roll out new benefits or quickly address regulatory changes with point-and-click administration and an on-call CX team.

Start to finish: using Forma was simple. No headaches whatsoever.

G2 user review

Forma Member

It’s super easy to use. I love all the options & love the easy access to support.

Helen

Forma Member

Cut HR administration time by

> 80%

Save healthcare costs by encouraging employees with an **HMO/LSA** combo

Forma gives us the ability to provide flexible perks to meet the needs of our diverse and distributed workforce.

Maggie Fitzgerald

Benefits Manager

Reduced admin time from 128 hrs/month to just

> 15 min

Start to finish: using Forma was simple. No headaches whatsoever.

G2 user review

Forma Member

It’s super easy to use. I love all the options & love the easy access to support.

Helen

Forma Member