Forma - Flexible Employee Benefits | LSA | FSA | HSA | HRA
Available now! 2026 global lifestyle spending accounts benchmark report
Explore Forma's benchmark report, the definitive resource for insights and trends about LSAs and the flexible benefits landscape.
Lifestyle Spending Accounts Explained
New to LSAs? This primer will make you an expert in minutes.
Flexible benefits for today’s workforce
Forma helps create customizable, inclusive, and global benefits programs that fit every employee. That's why our member satisfaction is unmatched.
87% Annual utilization
98% Member satisfaction
+53% Perceived value
Customizable spending accounts. Better benefits.
Give employees the ability to choose benefits that are meaningful to them. The platform does the hard work for you with a consumer-grade UI members love.
Flexible Benefits Suite
Your one place for pre and post-tax spending accounts
Forma Store
Offer employees personalized, premium-sourced benefits that align with company values.
Forma Card
Provide employees convenience with no out-of-pocket expenses.
Claims Administration
You set the rules. Forma takes care of the rest.
Dashboard & Reporting
Stay up to date on everything including budget, usage, and claims approvals.
Why switch to customizable spending accounts?
For years, well-intentioned orgs have added more benefits and perks only to find they're too complex and employees don't value them. Forma designed a better way.
Companies
Offer the most attractive benefits packages possible while optimizing spend.
Benefits Professionals
Eliminate countless hours (and headaches) managing multiple vendors.
Employees
Get unmatched flexibility to choose benefits meaningful to them.
Brokers
Maintain customer loyalty and adapt to emerging best practices.
Life Benefits Platform™ We do the work for you!
Forma is an easy and powerful benefits platform that works hard so benefits leaders can focus on being strategic, inclusive, and competitive.
Additional resources
.png)\ \ News\ Forma Wins Best Employee Benefits Platform Award from HR.com](/content/resources/forma-best-employee-benefits-platform-award/index.html)
\ \ Forma Research\ The State of Global LSAs 2026](/content/resources/the-state-of-global-lsas-2026/index.html)
\ \ News\ Forma Named to TIME’s 2026 List of America's Top WorkTech Companies](/content/resources/forma-time-2026-americas-top-worktech-companies/index.html)